I build new systems all the time, it's a hobby for me, I don't treat computers as an appliance. I have a base day-to-day system I've used since 2013 based on a Xeon E5 1620 4C/8T CPU running on an mATX HP X79 motherboard. Both were bought used and still work great even though the CPU is OC'ed to 4.4 GHz. It's great for web surfing, office applications, and other standard home computing functions.
On the other hand, I build secondary systems for gaming and benchmarking all the time. More than 50 systems over the past 20 years based on AMD and Intel platforms. Way back I focused on dual CPU systems since that was the only way to get multithreading, lot of dual Opteron and dual Xeon setups. More recently, I'm back to single socket since you can get as many threads as you want in a single CPU. When AMD Ryzen/Zen came out in 2017 I went AMD for 3 years, build Zen, Zen+ and Zen 2 systems with 1600, 1600X, 1700X, 2600, 2600X, 3600, 3600X and 3900X CPU using motherboards from ASRock, Gigabyte, MSI and even one mini-ITX with a BioStar X370. When Zen 3 debuted with usual AMD AGESA nonsense, I went back to Intel and build a cheap Gen 10 i5-10400 system, followed by a Gen 12 i7-12700F and then my current Gen 13 i7-13700K. In addition, I'm always trying different AMD and Nvidia GPUs (even one Intel ARC). Since I have a Microcenter nearby and purchase a lot of cheap open box motherboards and GPUs, so I don't spend a lot since I resell the old parts for close to what I purchased them for. For example, in my current system the i7-13700K cost just $262, the Asus Z790 with 32GB DDR5-6000 Ram just a net of $170, and the open box Gigabyte RTX 4070 Ti Super just $672.
I've recently accumulated some cheap parts for a possible replacement of my daily driver - $109 for an i5-12400F CPU to go with my Asus H610/32GB DDR4-3200 combo and ASRock A750 ARC GPU leftover from my old Gen 12 system. Still posting from the old 2013
Xeon setup now but it can't last forever.